Weekly Taxi Insurance – an Option

Weekly taxi insurance is quite an option, here in the United Kingdom. It is a legal requirement to hold a minimum level of insurance to use your vehicle on a public highway. This type of insurance is basically referred to as Private Car Insurance.

If you have decided to use the vehicle to carry passengers for hire and reward you will need to be licensed by your local authority and you will also have to purchase weekly taxi insurance. Taxi insurance will sometimes be referred to by the following terms: Taxi Insurance, Private Hire Insurance, Public Hire Insurance, Hire and Reward Insurance, Minicab Insurance or Black Cab Insurance. All of these can be provided by different taxi insurance companies.

These companies are fully aware that your taxi is your livelihood and without it you simply cannot gain the daily bread. They therefore will offer you a plated courtesy vehicle so you can go on working in the event of a non fault claim. It is important to get the level of cover you feel is suitable to your situation. This may mean weekly taxi insurance.

How weekly taxi insurance can help you

What is also true is that nobody can ever forecast when a breakdown could leave you off the road for hours, or when an accident leaves your vehicle completely out of action. Your business relies heavily on your vehicle and taxi breakdown cover, such as weekly taxi insurance, can give you the assurance you need to ensure you will be taken care of in all such circumstances.

When we talk about accidents that also involve your passengers, public liability will take care of any legal implications as well as making situations a lot easier to take care of generally. Not all taxi insurance policies offer public liability as standard so you should better ask. You should not take any chances; weekly taxi insurance enables to sleep well at night.

Get info on weekly taxi insurance

The insurance that is essential for your business will definitely depend on your individual circumstances. For example, chauffeurs will need insurance providers that can offer replacement executive vehicles, and black cab taxis will need protection for doing business in large cities that are perceived as having greater risk. If you are considering growing your business, you should ask if the policy can modified to offer taxi fleet insurance and other named multiple drivers, as well as weekly taxi insurance.

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